FAQ: What To Do With Hospital Bills?

Hospital bills can be shockingly expensive and when you open that envelope and see that number many people worry, how in the world am I going to pay this hospital bill. Well, under South Carolina law, the person who caused the car accident, the person who caused your injuries, is responsible for those medical bills … Read more

FAQ: Can I Keep a Totaled Car?

   I often get the question, if the insurance company totals my car, can I still keep it? And the answer is you can. You want to specifically negotiate that with the insurance company. Now, they’re going to reduce the amount of money that they’re going to offer you by the scrap value of the … Read more

FAQ: What Rental Car Company Can I Use?

Do I need to use a specific rental car company for my rental car after a car crash? And the answer is you can use whatever rental car company you would like. Typically what is going to happen is the at-fault driver’s insurance company is going to arrange for a rental car for you. The … Read more

FAQ: What Happens if I Can’t Work?

 The first tip here is to make sure that you’re keeping great records. Always keep a doctor’s excuse for every single day that you missed. You also want to talk to your HR department to make sure that you’re getting a sheet that details how much time you’ve missed and the amount of your wages. … Read more

FAQ: Should I Pay My CoPays?

Well, the answer is you want to pay your copays,  you will want to use your medical insurance. Often the medical providers will request the information from the at fault driver. However, what you want to do is use your medical insurance to pay for those medical bills. Don’t worry. The law in most cases … Read more

Replacement Vehicle After Car Accident?

You can get a replacement vehicle as soon as you’d like. However what I recommend is waiting until you’ve completed the negotiation with the insurance company and they have sent you and you’ve received the settlement check. Then you can take that settlement check and you can take it to the car dealer to get … Read more

Why Won’t the Adjuster Pay My Doctor Bills After a Car Accident?

Too many insurance adjusters believe their job is to manipulate you into accepting as little money as possible. Sometimes, adjusters will tell people who have been injured in a car accident that they will not pay for any medical treatment, or will threaten to not pay for any additional treatment. Their goal is to pay … Read more

Why Won’t The Hospital Take My Health Insurance After A Car Accident?

After a car accident, some medical providers may refuse to accept your health insurance. Hospitals are businesses too. They need money to pay for their doctors, nurses, and support staff. They need money to pay for their buildings and equipment. Many hospitals may refuse to accept your health insurance. Health insurance companies negotiate discounts with … Read more